There can be a lot of hurdles when it comes to moving house - but as experienced mortgage advisors, we can act fast on your behalf and get your journey started.
With a no obligation first meeting, chat with our experienced mortgage advisers by telephone, Skype, FaceTime, social media or WhatsApp and discover how we can help you.
After working with hundreds of buyers, we discovered that the same circumstances cropped up.
As part of our initial consultation, we can look at a variety of factors, including:
Calculating your monthly budget based on your property price
Formulating a Mortgage Agreement in Principle to reinforce any offers you make with the Estate Agent
Completing your mortgage application and seeing you through to completion
Explaining the different types of property surveys available
Recommending a competitively-priced Solicitor
Recommending associated insurances with your new mortgage
Moving house can be a complicated process - that's why our team of experts have curated a list of hurdles you could likely face.
Hurdles of securing a mortgage for moving house include:
The type of property you're purchasing
Your income or job type
Buying from or with a family member
Buying under or over value
Bank declining your lend
Purchasing off of your landlord
It is a condition of all mortgages that you to have adequate buildings insurance in place. This is something we will help you with.
Making sure you can meet your monthly mortgage payments is a priority and your home may be repossessed if you don’t keep up the repayments. With this in mind, it is important to consider putting in place one of our tailormade, first-class, mortgage and lifestyle protection portfolio’s. This could include:
A lump sum of cash to pay off your mortgage if you die
A cash lump sum or monthly income if you get cancer or have a heart attack
A regular monthly income if you’re unable to work through an accident, sickness or disability
A regular income for your children, should you die or get a critical illness
A policy to cover if your children get a critical illness - £25,000 on average
A sick pay policy if your self-employed
A sick pay top up if you don’t get enough from your employer
A lump sum of cash if you become totally and permanently disabled
All relevant plans can be written into trust This will mean the beneficiary will get their money faster
A suitable person to write or review your wi
